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118TH CONGRESS
1ST SESSION
H. R. 76
To amend title XXVII of the Public Health Service Act to provide for
a definition of short-term limited duration insurance, and for other purposes.
IN THE HOUSE OF REPRESENTATIVES
JANUARY 9, 2023
Mr. BIGGS introduced the following bill; which was referred to the Committee
on Energy and Commerce
A BILL
To amend title XXVII of the Public Health Service Act
to provide for a definition of short-term limited duration
insurance, and for other purposes.
Be it enacted by the Senate and House of Representa-
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tives of the United States of America in Congress assembled,
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SECTION 1. SHORT TITLE.
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This Act may be cited as the ‘‘Health Coverage
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Choice Act’’.
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SEC. 2. DEFINITION OF SHORT-TERM LIMITED DURATION
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INSURANCE.
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Section 2791(b) of the Public Health Service Act (42
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U.S.C. 300gg–91(b)) is amended by adding at the end the
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following new paragraph:
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•HR 76 IH
‘‘(6) SHORT-TERM LIMITED DURATION INSUR-
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ANCE.—The term ‘short-term limited duration insur-
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ance’ means health insurance coverage provided
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under a contract with a health insurance issuer
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that—
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‘‘(A) has an expiration date specified in
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the contract that is less than 12 months after
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the original effective date of the contract; and
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‘‘(B) has a duration of not more than 3
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years (taking into account renewals or exten-
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sions) after the original effective date of the
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contract.’’.
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