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Ensuring Kids Have Access to Medically Necessary Dental Care Act

Source: Congress.gov  ·  657 words in original text
This bill changes the Children's Health Insurance Program (a government health insurance program for kids with low to moderate incomes) to ban limits on dental coverage. It requires states to offer additional dental-only coverage for certain children who need it.
Targeted low-income children covered by state child health plans. Targeted low-income pregnant women if a state chooses to provide them pregnancy-related assistance. State governments that run the Children's Health Insurance Program.
• States cannot set lifetime limits (total dollar amounts a person can receive over their whole life) or annual limits (total dollar amounts a person can receive in one year) on dental benefits for eligible children and pregnant women (Sec. 2). • States must offer dental-only supplemental coverage (additional coverage that adds to what a person already has) under the program following specific requirements (Sec. 3). • The dental benefits that states provide cannot have lifetime or annual limits even if the coverage is similar to a benchmark dental package (a standard dental coverage model) (Sec. 2).
States can no longer impose lifetime or annual dollar limits on dental services for children and certain pregnant women in the Children's Health Insurance Program. States are required, not permitted, to offer dental-only supplemental coverage following the requirements in the law.
Targeted low-income child: Not explicitly defined in bill text. Benchmark dental package: Not explicitly defined in bill text.
Both changes take effect 6 months after this bill becomes law.
Important: This plain English summary was generated by AI and is provided for informational purposes only. It is not legal advice. Always consult the official bill text on Congress.gov or a qualified attorney for legal matters.