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  89R2338 SCL-D     By: West S.B. No. 593       A BILL TO BE ENTITLED   AN ACT   relating to personal automobile or residential property insurance   premium increases for claims subject to sovereign, governmental, or   official immunity.          BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:          SECTION 1.  Subtitle A, Title 10, Insurance Code, is amended   by adding Chapter 1808 to read as follows:   CHAPTER 1808. PROHIBITED PRACTICES RELATED TO PERSONAL LINES           Sec.   1808.001.     PERSONAL AUTOMOBILE OR RESIDENTIAL PROPERTY   PREMIUM INCREASE PROHIBITED FOR CLAIM SUBJECT TO IMMUNITY. (a)   This section applies to an insurer writing personal automobile or   residential property insurance in this state, including an   insurance company, reciprocal or interinsurance exchange, mutual   insurance company, capital stock company, county mutual insurance   company, farm mutual insurance company, Lloyd's plan, or other   insurer.           (b)     An insurer may not increase the premium on a personal   automobile or residential property insurance policy solely as a   result of a claim made under the policy for damage or injury   sustained as a result of an action by a governmental body, officer,   or employee who has sovereign, governmental, or official immunity   from suit or liability for the claim.          SECTION 2.  Section 1808.001, Insurance Code, as added by   this Act, applies only to an insurance policy delivered, issued for   delivery, or renewed on or after January 1, 2026.          SECTION 3.  This Act takes effect September 1, 2025.