Pre-Existing Conditions Protection Act of 2020

II 116TH CONGRESS 2D SESSION S. 4506 To ensure coverage of pre-existing conditions under private health insurance, and for other purposes. IN THE SENATE OF THE UNITED STATES AUGUST 6, 2020 Mr. GARDNER introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions A BILL To ensure coverage of pre-existing conditions under private health insurance, and for other purposes. Be it enacted by the Senate and House of Representa- 1 tives of the United States of America in Congress assembled, 2 SECTION 1. SHORT TITLE. 3 This Act may be cited as the ‘‘Pre-Existing Condi- 4 tions Protection Act of 2020’’. 5 SEC. 2. PRE-EXISTING CONDITION PROTECTIONS. 6 A group health plan and a health insurance issuer 7 offering group or individual health insurance coverage 8 may not impose any pre-existing condition exclusion with 9 respect to such plan or coverage, factor health status into 10 VerDate Sep 11 2014 23:22 Aug 17, 2020 Jkt 099200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\S4506.IS S4506 kjohnson on DSK79L0C42PROD with BILLS 2 •S 4506 IS premiums or charges, exclude benefits relating to pre-ex- 1 isting conditions from coverage, or otherwise exclude bene- 2 fits, set limits, or increase charges based on any pre-exist- 3 ing condition or health status. 4 Æ VerDate Sep 11 2014 23:22 Aug 17, 2020 Jkt 099200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6301 E:\BILLS\S4506.IS S4506 kjohnson on DSK79L0C42PROD with BILLS