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Federal

Blockchain Regulatory Certainty Act

Source: Congress.gov  ·  890 words in original text
This bill creates a "safe harbor," which means legal protection from certain regulations, for blockchain developers and companies that provide blockchain services. The protection applies when these developers and service providers do not control the digital assets that users own or have the ability to spend them. The bill aims to clarify which blockchain workers do and do not need government licenses or registration. ##
- Blockchain developers who create, maintain or distribute software for blockchain networks - Companies that provide blockchain services to multiple users - State governments enforcing licensing laws - Digital asset users who access blockchain networks ##
- Blockchain developers and service providers cannot be required to get a money transmitter license, financial institution registration, or other state or federal licenses if they do not control users' digital assets (Sec. 2(a)) - No state can enforce any law that contradicts this bill, and no lawsuits can be brought under state or local laws that go against this protection (Sec. 2(b)(2)) - This bill does not change or affect intellectual property laws (Sec. 2(b)(1)) - A person or business has "control" only if they have the legal right to obtain information needed to start transactions spending digital assets (Sec. 2(c)(4)) ##
If this bill becomes law, blockchain developers and service providers who do not control users' digital assets will be freed from needing licenses or registrations. States cannot create or enforce laws that require these workers to be licensed or registered if they meet the conditions in this bill. States can still enforce laws that align with this bill's rules. ##
- **Blockchain developer**: Any person or business that creates, maintains or spreads software that helps build or run a blockchain network or service - **Blockchain network**: A system of connected computers that work together to agree on the current state of a shared record, letting users join this agreement process without needing special software licenses or permission - **Blockchain service**: Any information or computing service that gives multiple users access to a blockchain network, including services that let users send, receive, trade or store digital assets - **Control**: The legal right or ability to get the information needed to start transactions that spend digital assets - **Digital asset**: Any intangible property (property you cannot touch) that one person can own and transfer to another person directly without needing a middleman ##
Not specified in bill text
Important: This plain English summary was generated by AI and is provided for informational purposes only. It is not legal advice. Always consult the official bill text on Congress.gov or a qualified attorney for legal matters.