FIX Act

II 116TH CONGRESS 1ST SESSION S. 1729 To enhance consumer rights relating to consumer report disputes by requiring provision of documentation provided by consumers. IN THE SENATE OF THE UNITED STATES JUNE 5, 2019 Ms. KLOBUCHAR (for herself and Mr. DAINES) introduced the following bill; which was read twice and referred to the Committee on Banking, Hous- ing, and Urban Affairs A BILL To enhance consumer rights relating to consumer report disputes by requiring provision of documentation pro- vided by consumers. Be it enacted by the Senate and House of Representa- 1 tives of the United States of America in Congress assembled, 2 SECTION 1. SHORT TITLE. 3 This Act may be cited as the ‘‘FIX Credit Reporting 4 Errors Act’’ or the ‘‘FIX Act’’. 5 SEC. 2. PROVISION OF DOCUMENTATION PROVIDED BY 6 CONSUMERS. 7 Section 611 of the Fair Credit Reporting Act (15 8 U.S.C. 1681i) is amended— 9 VerDate Sep 11 2014 17:06 Jun 11, 2019 Jkt 089200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\S1729.IS S1729 pamtmann on DSKBFK8HB2PROD with BILLS 2 •S 1729 IS (1) in subsection (a)— 1 (A) in paragraph (2)— 2 (i) in subparagraph (A), by inserting 3 ‘‘, including documentation provided by the 4 consumer,’’ after ‘‘relevant information’’; 5 and 6 (ii) in subparagraph (B), by inserting 7 ‘‘, including documentation provided by the 8 consumer,’’ after ‘‘relevant information’’; 9 and 10 (B) in paragraph (4), by inserting ‘‘, in- 11 cluding documentation,’’ after ‘‘relevant infor- 12 mation’’; and 13 (2) in subsection (f)(2)(B)(ii), by inserting ‘‘, 14 including documentation,’’ after ‘‘relevant informa- 15 tion’’. 16 Æ VerDate Sep 11 2014 17:06 Jun 11, 2019 Jkt 089200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6301 E:\BILLS\S1729.IS S1729 pamtmann on DSKBFK8HB2PROD with BILLS