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Emerging Business Encouragement Act of 2023

Source: Congress.gov  ·  2,172 words in original text
This bill creates a new category of small businesses called "emerging business enterprises" and gives them special advantages when bidding for government contracts. It changes the rules for Small Business Administration loans to help these newer, smaller companies grow.
Small businesses that are less than 5 years old with fewer than 25 employees (or 10 percent of the standard employee limit for their industry, whichever is larger). Federal agencies that award government contracts. Lenders who make Small Business Administration loans. The Small Business Administration itself.
• The Small Business Administration must create rules within 90 days to decide which small businesses qualify as emerging business enterprises, based on how many employees they have, how long they have been in business, and how much their owners earn (Sec. 2(a)). • Federal agencies must set a goal that at least 3 percent of all their government contracts go to emerging business enterprises each year, and must work to increase this participation from year to year (Sec. 2(b)). • Emerging business enterprises can receive loans from the Small Business Administration without paying certain fees (called origination fees or guarantee fees) under certain budget conditions (Sec. 2(c)). • If a business lies about being an emerging business enterprise to get a loan, it must repay the entire loan amount plus pay a fine determined by the Small Business Administration (Sec. 2(c)). • The Small Business Administration must publish an annual report to Congress showing how many contracts went to emerging business enterprises and which agencies did not meet their goals (Sec. 2(b)).
If this bill becomes law, the Small Business Administration will begin accepting applications from qualifying small businesses to become designated as emerging business enterprises. These designated businesses will gain priority in bidding for at least 3 percent of all federal government contracts. They will also be able to get loans without paying certain fees. Federal agencies will be required to report annually on how well they are meeting their emerging business enterprise contracting goals.
"Emerging business enterprise" means a small business that the Small Business Administration officially recognizes and that meets three requirements: it has fewer than 25 employees (or 10 percent of the standard employee limit for its industry), it has been operating for less than 5 years, and its owners and managers do not earn more than 200 percent of the average salary for a company manager in their field (Sec. 2(a)).
Important: This plain English summary was generated by AI and is provided for informational purposes only. It is not legal advice. Always consult the official bill text on Congress.gov or a qualified attorney for legal matters.