Servicemember Credit Monitoring Enhancement Act
Source: Congress.gov ·
302 words in original text
What This Bill Does
This bill changes a federal credit reporting law to expand which military members receive certain credit monitoring protections. The bill replaces the term "active duty military consumer" with the broader term "uniformed services member consumer" in credit reporting requirements.
Who It Affects
Members of the uniformed services who need credit monitoring protections under federal credit reporting law.
Key Provisions
* The bill defines "uniformed services member consumer" as a consumer who is a member of the uniformed services as defined in federal military law (Sec. 2(1))
* The bill replaces the term "active duty military consumer" with "uniformed services member consumer" in credit monitoring requirements (Sec. 2(2))
What Changes
The law now applies credit monitoring protections to uniformed services members instead of only to active duty military consumers. This expands the group of military members who receive these protections.
Important Definitions
The bill defines "uniformed services member consumer" as a consumer who is a member of the uniformed services as defined under federal military code (section 101(a) of title 10, United States Code). The bill does not provide additional details about which specific military positions qualify.
Effective Date
Not specified in bill text
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