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Federal

SPARC Act

Source: Congress.gov  ·  1,705 words in original text
This bill creates a loan repayment program for doctors and certain other health care providers who agree to work in rural areas that don't have enough specialty medicine doctors. The federal government would pay back part of their student loans in exchange for a commitment to work in these underserved communities for six years.
- Specialty medicine physicians (doctors in medical specialties) - Non-physician specialty health care providers (licensed health professionals who are not doctors and provide specialized care) - The Health Resources and Services Administration (the agency that would run the program) - Rural communities experiencing shortages of specialty doctors
- The Secretary of Health and Human Services must carry out a loan repayment program for specialty medicine physicians who agree to work in rural shortage areas for six years (Sec. 782(a)(1)) - The Secretary may also run a similar program for non-physician specialty health care providers under the same conditions (Sec. 782(a)(2)) - For each year of work in a shortage area, the government repays 1/6 of a participant's eligible loan principal and interest, with the remaining balance paid after completing the sixth year (Sec. 782(b)(1)) - Total loan repayment to any one person cannot exceed $250,000 (Sec. 782(b)(2)) - Participants cannot receive loan repayment from this program and another federal loan forgiveness program for the same service (Sec. 782(e)) - No more than 15 percent of yearly funding can go to non-physician specialty health care providers, and these providers cannot use other federal health care loan forgiveness programs (Sec. 782(g))
If this bill becomes law, the federal government will create a new loan repayment program that specialty medicine doctors and certain other health care providers can join. Participants who commit to working six years in rural areas with doctor shortages will have their student loans partially or fully repaid by the government. The Health Resources and Services Administration will manage this program and must report to Congress every two years through fiscal year 2031 about where doctors are practicing and whether the program is improving access to specialty care in rural areas.
- Specialty medicine physician: A doctor practicing in specialties listed in a specific Health Resources and Services Administration report, or in hospice and palliative medicine, geriatric medicine, or another specialty where the Secretary determines there is a significant shortage and limited patient access (Sec. 782(j)(2)) - Non-physician specialty health care provider: A licensed health professional who is not a doctor and provides patient care other than primary care (basic medical services) (Sec. 782(j)(1)) - Rural community experiencing a shortage: Not specified in bill text
Not specified in bill text
Important: This plain English summary was generated by AI and is provided for informational purposes only. It is not legal advice. Always consult the official bill text on Congress.gov or a qualified attorney for legal matters.