Federal
Flood Resiliency and Taxpayer Savings Act of 2021
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I
117TH CONGRESS
1ST SESSION
H. R. 481
To safeguard taxpayer resources and strengthen the Nation’s resilience
against severe storms and flooding.
IN THE HOUSE OF REPRESENTATIVES
JANUARY 25, 2021
Mr. PRICE of North Carolina (for himself and Mr. ZELDIN) introduced the
following bill; which was referred to the Committee on Financial Services,
and in addition to the Committee on Transportation and Infrastructure,
for a period to be subsequently determined by the Speaker, in each case
for consideration of such provisions as fall within the jurisdiction of the
committee concerned
A BILL
To safeguard taxpayer resources and strengthen the Nation’s
resilience against severe storms and flooding.
Be it enacted by the Senate and House of Representa-
1
tives of the United States of America in Congress assembled,
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SECTION 1. SHORT TITLE.
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This Act may be cited as the ‘‘Flood Resiliency and
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Taxpayer Savings Act of 2021’’.
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SEC. 2. FINDINGS AND PURPOSE.
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(a) FINDINGS.—The Congress finds that—
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(1) floods are the most common natural dis-
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aster in the United States, causing injuries, damage,
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and destruction in all 50 States since 2012;
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(2) recent storms have strained the capacity of
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many local and State governments to respond and
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recover, necessitating significant increases in dis-
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aster assistance from the Federal Government;
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(3) the Congressional Budget Office has cau-
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tioned that U.S. economic losses associated with
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heavy precipitation, storm surges, and hurricane
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winds could average $54 billion every year and re-
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quire Federal spending averaging $17 billion per
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year;
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(4) according to the Federal Emergency Man-
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agement Agency, nearly 250 weather-related disas-
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ters in the United States have caused at least $1 bil-
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lion in damage each since 1980;
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(5) since 2005 alone, Federal funding for dis-
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aster assistance has exceeded $450 billion, including
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over $19 billion in supplemental appropriations
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signed into law in June of 2019;
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(6) after reviewing just a portion of the Federal
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Government property inventory, the Office of Man-
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agement and Budget identified significant flood
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risks, including more than $80 billion in Federal as-
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sets located in designated flood zones;
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(7) a 2017 study of Federal mitigation grants
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conducted by National Institute of Building Sciences
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Multihazard Mitigation Council demonstrated that
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mitigation investment can save the Nation, on aver-
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age, $6 in future disaster costs for every $1 spent
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on hazard mitigation; and
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(8) the Government Accountability Office has
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recommended that enhanced Federal and local ef-
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forts to improve resilience can reduce the effects and
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costs of future disasters.
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(b) PURPOSE.—It is the purpose of this Act—
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(1) to improve the resiliency of communities
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and assets of the Federal Government against flood-
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ing, thereby limiting damage, reducing the need to
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rebuild after floods, and saving taxpayer dollars; and
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(2) provide a flexible framework for full consid-
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eration of sensible resilience alternatives without re-
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quiring any specific construction or mitigation meth-
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ods.
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SEC. 3. FLOOD RISK MANAGEMENT.
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(a) EVALUATION OF POTENTIAL FOR FLOODING.—
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When carrying out an agency action involving a federally
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funded project, the head of each agency shall evaluate the
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potential for flooding throughout the planned lifetime or
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duration of the federally funded project to—
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(1) reduce the risk of financial and property
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losses, including taxpayer losses resulting from
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floods;
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(2) take practicable steps toward ensuring that
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Federal resources will be allocated to structures and
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projects that will remain flood resistant throughout
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their intended design life;
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(3) preserve and utilize, to the extent reason-
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able, the capacity of natural systems to protect
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against the damages of flooding;
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(4) prevent, to the extent possible, the disrup-
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tion of critical services during flood events, including
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the closure of strategic transportation routes, inac-
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cessibility of health care facilities, or loss of power
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or essential water and wastewater services; and
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(5) minimize the impact of current and future
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floods on human safety, health, and welfare.
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(b) DETERMINATION REGARDING SITING IN FLOOD-
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PLAIN.—In carrying out the review of agency actions re-
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quired under Executive Order 11988 (42 Fed. Reg.
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26951; relating to floodplain management), the head of
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each agency shall determine whether the federally funded
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project (as such term is defined in subsection (e)) under
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review is sited in a floodplain currently or is expected to
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lie within or take place in a floodplain during the expected
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duration or design life of the project, taking into consider-
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ation—
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(1) the most recent flood insurance rate map
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published by the Administrator of the Federal Emer-
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gency Management Agency for the community in
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which the project shall take place, including prelimi-
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nary and advisory maps prepared by the Adminis-
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trator;
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(2) relevant and available assessments of future
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flooding vulnerabilities conducted or used by the
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agency, other agencies, or State or local govern-
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ments;
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(3) additional available information regarding
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expected future conditions, including changes in land
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use, watershed characteristics, and infrastructure;
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and
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(4) additional available hydrologic and hydrau-
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lic data from public and private sources regarding
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current and future flood risk, including information
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on expected changes in precipitation patterns, ero-
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sion, and sea level.
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(c) ALTERNATE DESIGN LEVELS FOR RESILIENT IN-
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FRASTRUCTURE.—If, after considering the available infor-
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mation required under subsection (b), the head of an agen-
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cy determines that such information is not adequate or
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sufficiently credible to understand and characterize cur-
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rent and future flood risks to the project, the head of the
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agency shall use the following design standards in evalu-
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ating resilience for or alternatives to the investment:
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(1) NON-CRITICAL
PROJECTS.—If the project
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under review is not considered critical, the head of
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the agency shall assume, at a minimum, that flood
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heights would be expected to be 2 feet higher than
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the base flood elevation for the current 1 percent an-
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nual chance flood or the flood elevation for the cur-
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rent 0.2 percent annual chance flood, whichever is
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greater.
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(2) CRITICAL PROJECTS.—If the project under
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review is considered critical, the head of the agency
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shall assume, at a minimum, that flood heights
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would be expected to be 3 feet higher than the base
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flood elevation for the current 1 percent annual
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chance flood or 1 foot higher than the flood elevation
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for the current 0.2 percent annual chance flood,
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whichever is greater.
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(3) RESILIENCE STANDARD.—In evaluating re-
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silience options, the flood heights specified in pre-
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ceding paragraphs shall establish a standard design
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level to which a structure or facility evaluated under
1
this subsection shall be made functionally resilient.
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This may include using structural or nonstructural
3
methods to reduce or prevent damage, elevating a
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structure, or where appropriate, designing it to
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adapt to, withstand, and rapidly recover from the
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corresponding flood event.
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(4) ALTERNATIVES.—In evaluating alternatives,
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including alternative sites and designs, the head of
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the agency shall fully consider the ability of natural
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systems and nature-based processes to achieve or
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support flood risk reduction and cost savings over
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the long term.
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(d) GUIDELINES FOR AGENCIES.—
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(1) GUIDELINES.—Agencies shall amend their
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regulations and procedures to incorporate the resil-
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ience standards established under subsections (b)
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and (c) to establish new flood risk management
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standards. Agency standards shall, at a minimum,
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incorporate provisions to implement subsection (a)
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and shall require that the construction of Federal
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structures and facilities and construction of struc-
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tures and facilities using Federal funds be in accord-
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ance with the standards and criteria established
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under subsections (b) and (c) and comply with appli-
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cable State, local, tribal, and territorial standards
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that exceed Federal standards and criteria. Such
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standards shall be consistent with the purposes of
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the National Flood Insurance Program.
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(2) ISSUANCE.—Not later than the expiration
5
of the 18-month period beginning on the date of the
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enactment of this Act, the Federal Interagency
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Floodplain Management Task Force shall issue
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guidelines to be used by agencies in meeting the re-
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quirements of this Act.
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(3) REQUIRED CONTENT.—At a minimum, such
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guidelines shall—
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(A) establish appropriate tracking and re-
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porting procedures for agencies to follow; and
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(B) establish limits on the extent to which
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exceptions for a particular agency may be al-
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lowed in cases in which an exception is in the
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interest of national security, is deemed to be an
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emergency action, or is determined to present a
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conflict with other existing statutory require-
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ments.
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(4) OTHER
CONTENT.—Such guidelines may
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also identify cases in which an agency may conduct
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a general review of types of projects that are similar
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or cases in which projects are of a limited duration
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or de minimis expenditure that would allow for expe-
1
dited review.
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(5) CONSULTATION.—In developing such guide-
3
lines, the Federal Interagency Floodplain Manage-
4
ment Task Force shall consult with States, localities,
5
Indian tribes, and other relevant stakeholders
6
through listening sessions and may issue final guide-
7
lines only after an opportunity for public review and
8
comment.
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(6) REPORT TO CONGRESS.—
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(A) REQUIREMENT.—Not later than the
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expiration of the 2-year period beginning on the
12
date of the enactment of this Act and not less
13
often than annually thereafter, the Federal
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Interagency
Floodplain
Management
Task
15
Force shall submit a report to the Committees
16
on Transportation and Infrastructure and Fi-
17
nancial Services of the House of Representa-
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tives and the Committees on Homeland Secu-
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rity and Governmental Affairs and Banking,
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Housing, and Urban Affairs of the Senate re-
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garding compliance by agencies with the re-
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quirements of this Act.
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(B) CONTENTS.—Each report submitted
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pursuant to subparagraph (A) shall include in-
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formation sufficient to describe—
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(i) the number, types, and outcomes
4
of reviews conducted by individual agen-
5
cies;
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(ii) any rulemakings, or policy or pro-
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cedural changes made by agencies to en-
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sure compliance with this Act; and
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(iii) any recommendations of the Fed-
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eral Interagency Floodplain Management
11
Task Force regarding improvements to en-
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hance resilience from flooding and steward
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Federal resources.
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(e) DEFINITIONS.—In this section:
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(1) ADMINISTRATOR.—The term ‘‘Adminis-
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trator’’ means the Administrator of the Federal
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Emergency Management Agency.
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(2) AGENCY.—The term ‘‘agency’’ has the
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meaning given such term in Executive Order 11988
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(42 Fed. Reg. 26951; relating to floodplain manage-
21
ment), except that such term does not include any
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military department other than the Army Corps of
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Engineers.
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(3) CRITICAL.—The term ‘‘critical’’ means,
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with respect to a project of an agency, any project
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with respect to which the head of the agency deter-
3
mines that a slight chance of flooding would present
4
an unacceptable amount of risk, as such term is de-
5
fined in section 9.4 of title 44, Code of Federal Reg-
6
ulations.
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(4) FEDERALLY FUNDED PROJECT.—The term
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‘‘federally funded project’’ means a project for which
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Federal funds are used for purposes of managing,
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acquiring, or disposing of Federal lands or assets
11
and, with respect to a structure or facility, for new
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construction, for substantial improvement, or to ad-
13
dress substantial damage. Such term does not in-
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clude the making, insuring, guaranteeing, or
15
securitizing of residential mortgage loans for single-
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family or multifamily housing.
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(5) FEDERAL INTERAGENCY FLOODPLAIN MAN-
18
AGEMENT TASK FORCE.—The term ‘‘Federal Inter-
19
agency Floodplain Management Task Force’’ means
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the interagency body that—
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(A) was established in 1975;
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(B) has been responsible for preparing re-
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ports and guidance for a comprehensive, coordi-
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nated approach to floodplain management;
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(C) is chaired by the Federal Emergency
1
Management Agency; and
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(D) includes membership from multiple
3
agencies, including the Army Corps of Engi-
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neers, the Department of Agriculture, the De-
5
partment of Housing and Urban Development,
6
and the Department of Commerce.
7
(6) RESILIENCE.—The term ‘‘resilience’’ means
8
the ability
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