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116TH CONGRESS
2D SESSION
H. R. 6241
To amend the Electronic Fund Transfer Act to allow for touchless
transactions, and for other purposes.
IN THE HOUSE OF REPRESENTATIVES
MARCH 12, 2020
Mr. HILL of Arkansas (for himself and Mr. MCHENRY) introduced the
following bill; which was referred to the Committee on Financial Services
A BILL
To amend the Electronic Fund Transfer Act to allow for
touchless transactions, and for other purposes.
Be it enacted by the Senate and House of Representa-
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tives of the United States of America in Congress assembled,
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SECTION 1. SHORT TITLE.
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This Act may be cited as the ‘‘Touchless Trans-
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actions Act of 2020’’.
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SEC. 2. TOUCHLESS TRANSACTIONS.
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Section 921 of the Electronic Fund Transfer Act (15
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U.S.C. 1693o–2, relating to ‘‘Reasonable fees and rules
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for payment card transactions’’) is amended by adding at
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the end the following new section:
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•HR 6241 IH
‘‘(e) TOUCHLESS TRANSACTIONS.—
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‘‘(1) IN GENERAL.—Any person who allows for
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a swipe, dip, or tap transaction to initiate an elec-
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tronic fund transfer that is a point-of-sale transfer
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shall not be required to capture a signature of an in-
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dividual.
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‘‘(2)
ENFORCEMENT.—Notwithstanding
any
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other provision of this title, the Federal Trade Com-
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mission shall be authorized to enforce the require-
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ments of this subsection in the manner provided
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under section 918(c).’’.
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