What This Bill Does
This bill requires federal health programs to cover abortion services for all enrolled people. It also prevents the federal government from restricting abortion coverage in state or private insurance plans. The bill removes certain restrictions on abortion coverage in federally-approved health insurance plans.
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Who It Affects
- People enrolled in Medicaid (a joint federal and state health program for low-income people)
- People enrolled in Medicare (federal health insurance for people 65 and older)
- People enrolled in the Children's Health Insurance Program
- Military members and veterans who receive health benefits
- Federal employees with health insurance
- Refugees and immigrants receiving government health assistance
- American Indians and Alaska Natives using Indian Health Service
- People in federal custody who receive medical care
- Peace Corps volunteers
- Private insurance companies
- State and local governments that run health programs
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Key Provisions
- All people enrolled in federal health programs must receive coverage for abortion services and related care (Sec. 4(a))
- The federal government must ensure access to abortion services in facilities it owns or contracts with (Sec. 4(b))
- The federal government cannot prevent or restrict abortion coverage by state, local, or private health plans (Sec. 4(c))
- Section 1303 of the Affordable Care Act (which restricted abortion coverage in certain health plans) is repealed (Sec. 5(a))
- This law overrides all other federal laws and is not subject to the Religious Freedom Restoration Act, a law that sometimes allows people to request exemptions from federal requirements (Sec. 8)
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What Changes
Federal health programs including Medicaid, Medicare, the Children's Health Insurance Program, Indian Health Service, TRICARE (military health coverage), and veterans' benefits must begin covering abortion services. The federal government can no longer use its purchasing power to restrict abortion coverage in private insurance markets. Insurance plans in the Affordable Care Act marketplaces can no longer be prohibited from covering abortion services.
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Important Definitions
- **Abortion services**: An abortion and any services related to and provided with an abortion, whether or not they happen at the same time or same day (Sec. 3(1))
- **Health program or plan**: A list of 17 specific federal health programs and insurance plans, including Medicaid, Medicare, military health coverage, and coverage for federal prisoners and refugees (Sec. 3(2))
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Effective Date
Not specified in bill text
II
118TH CONGRESS
1ST SESSION
S. 1031
To ensure affordable abortion coverage and care for every person, and for
other purposes.
IN THE SENATE OF THE UNITED STATES
MARCH 29, 2023
Ms. DUCKWORTH (for herself, Mrs. MURRAY, Ms. HIRONO, Mr. MERKLEY,
Ms. WARREN, Mr. PADILLA, Mr. WHITEHOUSE, Mr. MARKEY, Ms. COR-
TEZ MASTO, Mr. FETTERMAN, Mrs. FEINSTEIN, Mr. BLUMENTHAL, Mr.
BOOKER, Ms. STABENOW, Mr. WYDEN, Ms. KLOBUCHAR, Mr. CARDIN,
Mr. BROWN, Mr. SANDERS, Ms. BALDWIN, Ms. CANTWELL, Ms. SMITH,
Mr. MURPHY, Ms. ROSEN, Ms. HASSAN, Mrs. SHAHEEN, Mr. BENNET,
Mrs. GILLIBRAND, Mr. VAN HOLLEN, Mr. WELCH, and Mr. HEINRICH)
introduced the following bill; which was read twice and referred to the
Committee on Health, Education, Labor, and Pensions
A BILL
To ensure affordable abortion coverage and care for every
person, and for other purposes.
Be it enacted by the Senate and House of Representa-
1
tives of the United States of America in Congress assembled,
2
SECTION 1. SHORT TITLE.
3
This Act may be cited as the ‘‘Equal Access to Abor-
4
tion Coverage in Health Insurance Act of 2023’’ or the
5
‘‘EACH Act of 2023’’.
6
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SEC. 2. FINDINGS.
1
Congress makes the following findings:
2
(1) All people should have access to abortion
3
services regardless of actual or perceived race, color,
4
ethnicity, language, ancestry, citizenship, immigra-
5
tion status, sex (including a sex stereotype; preg-
6
nancy, childbirth, or a related medical condition;
7
sexual orientation or gender identity; and sex char-
8
acteristics), age, disability, or sex work status or be-
9
havior.
10
(2) A person’s income level, wealth, or type of
11
insurance should not prevent them from having ac-
12
cess to a full range of pregnancy-related health care,
13
including abortion services.
14
(3) No person should have the decision to have,
15
or not to have, an abortion made for them based on
16
the ability or inability to afford the health care serv-
17
ice.
18
(4) Since 1976, the Federal Government has
19
banned the use of Federal funds to pay for abortion
20
services and allows for exceptions only in very nar-
21
row circumstances. This ban affects people of repro-
22
ductive age in the United States who are insured
23
through the Medicaid program, as well as individuals
24
who receive insurance or care through other feder-
25
ally funded health programs and plans.
26
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•S 1031 IS
(5) Women make up the majority of Medicaid
1
enrollees (54 percent) and, in 2019, approximately
2
14,000,000 women of reproductive age relied on the
3
program for care. Due to systematic barriers and
4
discrimination, a disproportionately higher number
5
of women of color and Lesbian, Gay, Bisexual,
6
Transgender, or Queer (LGBTQ) individuals are en-
7
rolled in the program.
8
(6) Women of color are more likely to be in-
9
sured by the Medicaid program. Nationwide, 29 per-
10
cent of Black women and 25 percent of Hispanic
11
women aged 15 to 49 were enrolled in Medicaid in
12
2018, compared with 15 percent of White women.
13
(7) In the aggregate, nearly one-fifth (19 per-
14
cent) of Asian-American and Pacific-Islander women
15
are enrolled in the Medicaid program, while enroll-
16
ment rates for certain Asian ethnic subgroups are
17
much higher (at 62 percent of Bhutanese women, 43
18
percent of Hmong women and 32 percent of Paki-
19
stani women).
20
(8) Medicaid also provides coverage to more
21
than 1 in 4 (27 percent) non-elderly American In-
22
dian and Alaska Native (AIAN) adults and half of
23
AIAN children.
24
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•S 1031 IS
(9) In a 2014 nationwide survey of LGBT peo-
1
ple with incomes less than 400 percent Federal Pov-
2
erty Level (FPL), 61 percent of all respondents had
3
incomes in the Medicaid expansion range—up to
4
138 percent of the FPL—including 73 percent of
5
African-American respondents, 67 percent of Latino
6
respondents, and 53 percent of White respondents.
7
Another survey found that 32 percent of Asian and
8
Native Hawaiian/Pacific Islander transgender people
9
were living in poverty.
10
(10) Of women aged 15 through 44 enrolled in
11
Medicaid in 2018, 55 percent lived in the 34 States
12
and the District of Columbia where Medicaid does
13
not cover abortion services except in limited cir-
14
cumstances. This amounted to 7,200,000 women of
15
reproductive age, including 3,000,000 women living
16
below the FPL. Of this population, Black, Indige-
17
nous, and other People of Color (BIPOC) women ac-
18
counted for 51 percent of those enrolled.
19
(11) The Indian Health Service (IHS) is the
20
federally funded health program for American Indi-
21
ans and Alaska Natives. The IHS serves a popu-
22
lation of approximately 2,560,000 and as a federally
23
funded system, since 1988, it has been barred from
24
providing abortion services except for very limited
25
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•S 1031 IS
cases. American Indians and Alaska Natives often
1
face higher levels of poverty and limited access to
2
health care for a number of intersecting oppressions
3
thus leaving them without recourse for the Federal
4
ban on abortion services.
5
(12) Moreover, 26 States also prohibit coverage
6
of abortion services in the marketplaces and 11 pro-
7
hibit coverage in private health insurance plans
8
under the Patient Protection and Affordable Care
9
Act (Public Law 111–148).
10
(13) A recent report details how restrictions on
11
abortion services coverage interfere with a person’s
12
individual decision making, with their health and
13
well-being, with their economic security, with their
14
vulnerability to intimate partner violence, and with
15
their constitutionally protected right to a safe and
16
normal health care service.
17
(14) About 25 percent of women covered by
18
Medicaid seeking abortion services must carry their
19
pregnancies to term because they are unable to ob-
20
tain funds for their care. Government-imposed bar-
21
riers to abortion services restrict people’s decisions
22
on if, when, and how to parent, and have long-last-
23
ing and life-altering harmful effects on the pregnant
24
person, their families and their communities. Those
25
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•S 1031 IS
who seek and are denied abortion services are more
1
likely to remain in or fall into poverty than those
2
who access the care they need.
3
(15) Restrictions on abortion service coverage
4
have a disproportionately harmful impact on women
5
with low incomes, women of color, immigrant
6
women, LGBTQ people, and young women. Addi-
7
tionally, numerous State-imposed barriers make it
8
disparately difficult for low-income people, people of
9
color, immigrants, LGBTQ people, and young people
10
to access the health care and resources necessary to
11
prevent unintended pregnancy or to assure that they
12
are able to carry healthy pregnancies to term. Fur-
13
thermore, young people of reproductive age (ages 15
14
to 24) are more likely to have a lower income than
15
those older than that, and this income gap is greater
16
for young BIPOC. More than 40 percent of youth
17
and children under age 19 and almost a quarter of
18
young people age 19 to 25 have health insurance
19
through government programs. Without insurance
20
coverage for abortion services, young people are at
21
greater risk of not having the economic means to af-
22
ford care outside of insurance. Young people face
23
disproportionate access barriers to abortion services,
24
including parental involvement requirement (notifi-
25
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•S 1031 IS
cation and consent) and cost, in addition to barriers
1
to contraception and inadequate and incomplete sex-
2
ual and sexuality education. These challenges, which
3
are magnified for BIPOC and queer, trans, and non-
4
binary youth, can cause significant delays in access
5
to needed care, and could ultimately harm the life of
6
the young person seeking abortion services. These
7
institutionalized barriers deny young people’s right
8
to bodily autonomy and can force young people to
9
encounter an abusive parent or guardian, ignores
10
trusted relationships young people may have with
11
adults other than a parent or legal guardian, and in
12
the case of the judicial bypass process, may force
13
young BIPOC to interact with a legal system that
14
has historically targeted and caused harm to com-
15
munities of color.
16
(16) These and other government-created and
17
government-institutionalized barriers—including the
18
restriction on funding for abortion services in Fed-
19
eral programs—exacerbate and create poverty and
20
racial inequality in income, wealth-generation, and
21
access to services.
22
(17) Access to health care, including abortion
23
services, promotes the general welfare of people liv-
24
ing in the United States. Singling out abortion serv-
25
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•S 1031 IS
ices for funding restrictions in health care programs
1
otherwise designed to promote the health and well-
2
being of people in the United States has cost preg-
3
nant people their lives, their livelihoods, their ability
4
to obtain or maintain economic security for them-
5
selves and their families, their ability to meet their
6
family’s basic needs, their ability to continue their
7
education without disruption, and their ability to
8
break free of abusive relationships.
9
(18) Like other health care and health insur-
10
ance markets in the United States, abortion services
11
and public insurance programs are commercial ac-
12
tivities that affect interstate commerce. Providers
13
and patients travel across State lines, and otherwise
14
engage in interstate commerce, to provide and access
15
abortion services. Material goods, services, and fed-
16
erally regulated medications used in abortion serv-
17
ices circulate in interstate commerce.
18
(19) Congress has the authority to enact this
19
Act to ensure affordable coverage of abortion serv-
20
ices pursuant to—
21
(A) its powers under the necessary and
22
proper clause of section 8, article I of the Con-
23
stitution of the United States;
24
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•S 1031 IS
(B) its powers under the commerce clause
1
of section 8, article I of the Constitution of the
2
United States;
3
(C) its powers to tax and spend for the
4
general welfare under section 8, article I of the
5
Constitution of the United States; and
6
(D) its powers to enforce section 1 of the
7
Fourteenth Amendment under section 5 of the
8
Fourteenth Amendment to the Constitution of
9
the United States.
10
(20) Congress has exercised these constitutional
11
powers to create, expand, and insure health care ac-
12
cess for people in the United States for decades.
13
Pursuant to this constitutional authority, Congress
14
has enacted, and subsequently reauthorized, numer-
15
ous health care programs including title XVIII of
16
the Social Security Act (Medicare, enacted in 1965);
17
title XIX of the Social Security Act (Medicaid, en-
18
acted in 1965); and title XXI of the Social Security
19
Act (Children’s Health Insurance Program, enacted
20
in 1997).
21
SEC. 3. DEFINITIONS.
22
For purposes of this Act:
23
(1) ABORTION SERVICES.—The term ‘‘abortion
24
services’’ means an abortion and any services related
25
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•S 1031 IS
to, and provided in conjunction with, an abortion,
1
whether or not provided at the same time or on the
2
same day as the abortion.
3
(2) HEALTH
PROGRAM
OR
PLAN.—The term
4
‘‘health program or plan’’ means the following
5
health programs or plans that pay the cost of, or
6
provide, health care:
7
(A) The Medicaid program under title XIX
8
of the Social Security Act (42 U.S.C. 1396 et
9
seq.).
10
(B) The Children’s Health Insurance Pro-
11
gram under title XXI of the Social Security Act
12
(42 U.S.C. 1397 et seq.).
13
(C) The Medicare program under title
14
XVIII of the Social Security Act (42 U.S.C.
15
1395 et seq.).
16
(D) A medicare supplemental policy as de-
17
fined in section 1882(g)(1) of the Social Secu-
18
rity Act (42 U.S.C. 1395ss(g)(1)).
19
(E) The Indian Health Service program
20
under the Indian Health Care Improvement Act
21
(25 U.S.C. 1601 et seq.).
22
(F) Medical care and health benefits under
23
the TRICARE program (as defined in section
24
1072(7) of title 10, United States Code).
25
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•S 1031 IS
(G) Benefits under the uniform health ben-
1
efits program for employees of the Department
2
of Defense assigned to a nonappropriated fund
3
instrumentality of the Department established
4
under section 349 of the National Defense Au-
5
thorization Act for Fiscal Year 1995 (Public
6
Law 103–337; 10 U.S.C. 1587 note).
7
(H) Benefits for veterans under chapter 17
8
of title 38, United States Code.
9
(I) Medical care for survivors and depend-
10
ents of veterans under section 1781 of title 38,
11
United States Code.
12
(J) Medical care for individuals in the care
13
or custody of the Department of Homeland Se-
14
curity pursuant to any of section 235, 236, or
15
241 of the Immigration and Nationality Act (8
16
U.S.C. 1225, 1226, 1231).
17
(K) Medical care for individuals in the care
18
or custody of the Department of Health and
19
Human Services, Office of Refugee Resettle-
20
ment under section 235 of the William Wilber-
21
force Trafficking Victims Protection Reauthor-
22
ization Act of 2008 (8 U.S.C. 1232) or section
23
462 of the Homeland Security Act of 2002 (6
24
U.S.C. 279).
25
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[Text truncated for display. Full text available on Congress.gov.]