Telehealth Expansion Act of 2023
Source: Congress.gov ·
317 words in original text
What This Bill Does
This bill changes tax rules for health plans to allow telehealth services (medical care delivered remotely) to not have a deductible (an amount people pay before insurance kicks in). The bill makes this exemption permanent rather than temporary.
Who It Affects
People who have high deductible health plans and use telehealth services. Health insurance companies that offer high deductible health plans.
Key Provisions
• Health plans can offer telehealth and remote care services without requiring patients to pay a deductible and still be considered a high deductible health plan (Sec. 2(a))
• The temporary time limit on this exemption is removed, making it permanent (Sec. 2(b))
What Changes
Health insurance plans no longer have to follow a temporary rule that limited when they could offer telehealth without a deductible. Plans can now permanently offer telehealth services without a deductible while still qualifying as high deductible health plans under tax law.
Important Definitions
Telehealth: Medical care delivered remotely, typically through phone or video. High deductible health plan: A health insurance plan where people pay a larger amount before insurance coverage begins, usually paired with a health savings account.
Effective Date
The date this bill becomes law (not specified in bill text).
Important: This plain English summary was generated by AI and is provided for informational purposes only.
It is not legal advice. Always consult the official bill text on Congress.gov
or a qualified attorney for legal matters.