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Revitalizing Downtowns Act

Source: Congress.gov  ·  3,261 words in original text
# H.R. 419: Revitalizing Downtowns Act ## WHAT THIS BILL DOES This bill creates a new tax credit (a reduction in taxes owed) for people or businesses that convert office buildings into residential apartments, retail stores, or other commercial uses. The credit equals 20 percent of the money spent on qualifying conversion projects. (Sec. 2) ## WHO IT AFFECTS Property owners or businesses converting office buildings to other uses. Taxpayers claiming depreciation (tax deductions for wear and tear on property). Lessees (renters) of office buildings being converted. Eligible educational institutions using converted buildings. ## KEY PROVISIONS - Owners converting office buildings receive a tax credit equal to 20 percent of qualified conversion spending, taken in the year the converted building opens for use. (Sec. 48F(a)) - A building qualifies if it was previously leased to office tenants, is at least 25 years old, and substantially converts to residential, retail, or other commercial use within a 24-month period (or 60 months if the conversion happens in phases). (Sec. 48F(c)(1)) - If converting to residential use, 20 percent or more of housing units must be restricted to renters earning 80 percent or less of the area's median income, or the building must have a written local agreement about affordable housing. (Sec. 48F(c)(1)(D)) - Qualified conversion spending does not include costs for buying the building, enlarging it, or portions used by tax-exempt organizations, with a 50 percent threshold for educational institutions. (Sec. 48F(c)(2)(B)) - Taxpayers cannot claim this credit for the same spending claimed under other tax credits for affordable housing or renewable energy. (Sec. 48F(e)) ## WHAT CHANGES If this becomes law, property owners will have a financial incentive to convert vacant or underused office buildings into apartments, stores, and other businesses. The 20 percent tax credit reduces the out-of-pocket cost of conversion projects. Conversion projects taking multiple years can claim credits during construction if certain requirements are met. Educational institutions can qualify as users of converted buildings for tax purposes. ## IMPORTANT DEFINITIONS - **Qualified converted building:** An office building at least 25 years old that substantially converts to residential, retail, or other commercial use. (Sec. 48F(c)(1)) - **Substantially converted:** Conversion spending during a 24-month period (or 60 months for phased conversions) exceeds either the building's adjusted basis (cost minus depreciation) or $15,000, whichever is greater. (Sec. 48F(c)(1)(B)) - **Qualified conversion expenditures:** Money spent on building improvements and equipment used in the conversion that qualifies for depreciation deductions. (Sec. 48F(c)(2)) - **Self-converted building:** A building where the owner expects to spend more than half of conversion costs directly. (Sec. 48F(d)(4)) - **Nonresidential real property:** Property used for office or business purposes (defined elsewhere in tax law). (Sec. 48F(c)(1)(A)) ## EFFECTIVE DATE The credit applies to conversion spending incurred after the date the bill becomes law in tax years ending after that date. (Sec. 2(d))
Important: This plain English summary was generated by AI and is provided for informational purposes only. It is not legal advice. Always consult the official bill text on Congress.gov or a qualified attorney for legal matters.