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Federal

PPP Shell Company Discovery Act

Source: Congress.gov  ·  812 words in original text
This bill allows the Treasury Department and the Internal Revenue Service to collect and share information about people who received Paycheck Protection Program loans (emergency business loans given during the pandemic) with law enforcement. The information shared includes names, addresses, tax identification numbers, and loan amounts. The bill creates specific lists of loan recipients who may have used the loans improperly to help criminal investigations.
- People and businesses that received Paycheck Protection Program loans - The Treasury Department and Internal Revenue Service - The Department of Justice (law enforcement) - The Small Business Administration - The Pandemic Response Accountability Committee
- The Treasury Department must compile a complete list of all Paycheck Protection Program loan recipients with their names, addresses, tax identification numbers, and total loan amounts, then share this list with the Internal Revenue Service and Department of Justice (Sec. 2(a)) - The Internal Revenue Service must create a list of loan recipients who did not deduct and withhold any payroll taxes during calendar year 2019 (Sec. 2(b)(1)) - The Internal Revenue Service must create a list of loan recipients whose total Paycheck Protection Program loans equal or exceed four times their highest monthly wages from 2019 (Sec. 2(b)(2)) - The Internal Revenue Service must notify the Attorney General and Treasury Secretary when each list is completed (Sec. 2(b)(3))
If this bill becomes law, the Treasury Department and Internal Revenue Service can legally share Paycheck Protection Program recipient information with law enforcement for criminal investigations. This sharing was not previously authorized by this specific bill.
- **PPP loan**: A covered business loan made under the Small Business Act that was forgiven (the borrower did not have to repay it) (Sec. 2(c)(1)) - **PPP loan recipient**: Any person whose name appears on the Treasury Department's list of Paycheck Protection Program loan recipients (Sec. 2(c)(2))
Not specified in bill text
Important: This plain English summary was generated by AI and is provided for informational purposes only. It is not legal advice. Always consult the official bill text on Congress.gov or a qualified attorney for legal matters.