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Default Prevention Act

Source: Congress.gov  ·  1,302 words in original text
This bill creates a system that tells the Secretary of the Treasury (the official who manages U.S. money) how to pay the country's debts when the government hits its borrowing limit. The bill establishes five different categories of payments and requires the Treasury to prioritize paying certain obligations before others. The Treasury must also send weekly reports to Congress about which bills get paid.
The Treasury Department, Congress, people who receive Social Security or Medicare, military members and veterans, federal employees, and holders of U.S. government bonds (people who loaned money to the government).
• The Treasury must always pay "Tier I obligations" first, which include interest and principal on government debt and Medicare payments (Sec. 2(a)(1) and (b)(1)) • The Treasury can only pay "Tier III obligations" (most other government payments) if it can still pay all Tier II obligations (military and veterans benefits) (Sec. 2(a)(3)) • The Treasury must send Congress a detailed weekly report showing how much money was paid for each category of obligations and how much remains unpaid (Sec. 2(a)(6) and (d)) • Special government bonds can be issued to pay Tier I obligations without counting toward the government's debt limit, but only until Congress changes the debt limit (Sec. 2(c))
If this becomes law, the Treasury gains a specific legal framework for which government bills to pay first when money runs short. Right now, the bill states the Treasury Secretary already has the authority to choose which bills to pay during these situations.
• Tier I Obligations: Debt payments and interest, Social Security/Medicare payments • Tier II Obligations: Military and Veterans Affairs payments • Tier III Obligations: All other government payments • Tier IV Obligations: Federal employee pay and travel costs (except military/veterans) • Tier V Obligations: Congressional pay
Not specified in bill text
Important: This plain English summary was generated by AI and is provided for informational purposes only. It is not legal advice. Always consult the official bill text on Congress.gov or a qualified attorney for legal matters.